Fintech Suite
Payment Gateway
Fintech Suite
Payment Gateway
Fintech Suite
Payment Gateway

Unlocking the Benefits of Fintech. Get New Generation Payten Fintech Suite Now.

Revolutionize Your Fintech Approach. Manage all backend operations for your fintech and e-money institutions effortlessly with Payten Fintech Suite—the Future of Fintech Super Apps!

Start Your Journey

Unlocking the Benefits of Fintech. Get New Generation Payten Fintech Suite Now.

Revolutionize Your Fintech Approach. Manage all backend operations for your fintech and e-money institutions effortlessly with Payten Fintech Suite—the Future of Fintech Super Apps!

Start Your Journey

Streamline Your Fintech Profile: All-in-One Fintech Solutions

Introducing Türkiye’s first ‘turnkey fintech solution’—Payten Fintech Suite. This comprehensive, secure, and multi-channel fintech ecosystem meets all the needs for startups looking to establish fintech companies, banks aiming to embrace fintech, and existing fintech companies wanting to enhance their service portfolios, not only in Türkiye but also in different countries around the world.

Payten’s globally groundbreaking solution has modules such as payment gateway (payment orchestration), virtual POS, alternative payment methods, e-wallet, campaign management, open banking, money transfer services, disaster recovery center,  online onboarding , reconciliation solution, dealer collections, android POS, card storage, mobile solutions, secure IVR, physical POS shopping loan and BNPL (Buy Now, Pay Later) integration were securely provided with the industry-leading AI and ML supported ASEE InACT Antifraud Hub and 360-degree anti-fraud solution, supported by a distinguished fintech consultancy service that sets industry standards.

Streamline Your Fintech Profile: All-in-One Fintech Solutions

Introducing Türkiye’s first ‘turnkey fintech solution’—Payten Fintech Suite. This comprehensive, secure, and multi-channel fintech ecosystem meets all the needs for startups looking to establish fintech companies, banks aiming to embrace fintech, and existing fintech companies wanting to enhance their service portfolios, not only in Türkiye but also in different countries around the world.

Payten’s globally groundbreaking solution has modules such as payment gateway (payment orchestration), virtual POS, alternative payment methods, e-wallet, campaign management, open banking, money transfer services, disaster recovery center,  online onboarding , reconciliation solution, dealer collections, android POS, card storage, mobile solutions, secure IVR, physical POS shopping loan and BNPL (Buy Now, Pay Later) integration were securely provided with the industry-leading AI and ML supported ASEE InACT Antifraud Hub and 360-degree anti-fraud solution, supported by a distinguished fintech consultancy service that sets industry standards.

Our Solutions: Igniting Success and Empowering Excellence

Payment Gateway

Secure. Smart. Seamless: Your Payment Gateway Solution. As a 'payment orchestration' solution, Payten Payment Gateway provides fintech institutions with the facility to work freely with different Banks’ virtual POS’s, mobile wallets, money transfer/credit methods and alternative payment systems in Turkiye and abroad, with a single integration and through a single interface.

Virtual POS

Powering payments anywhere, anytime! Connect with a multitude of Banks’ virtual POSs. Unlock seamless access to virtual POS functionality through Payten Payment Gateway feature. Say goodbye to the hassle of separate integrations – with Payten, you can effortlessly manage both existing and new virtual POSs from a single, centralized point. Enjoy the experience of unparalleled convenience and efficiency in managing your fintech solution through a single, user-friendly interface with Payten Fintech Suite.

Alternative Payment Methods

Payment freedom, payment choice: alternative methods shine! Payten Fintech Suite offers a comprehensive solution that empowers businesses to unlock their full potential. This allows you to provide merchants with the flexibility and convenience they demand, ultimately leading to increased customer satisfaction and loyalty.

e-Wallet Solution

Your wallet, reimagined: e-wallet solutions for modern living. Also known as a digital wallet or mobile wallet, is a secure and convenient way to store, manage, and spend your money electronically. It functions like a traditional wallet on your smartphone or other digital device, allowing you to; store payment credentials, make contactless payments and send and receive money. You can increase customer loyalty by designing campaigns, offering cashback and discounts with a seamless, efficient and user-friendly shopping journey.

Open Banking

Embracing open banking positions your business for success in today's ever-evolving financial landscape. Let's navigate the future of finance together by empowering banking experience platform. We offer a transformative opportunity to empower fintechs with enhanced financial experiences and drive innovation. Through our open banking integrations, we provide a practical support to help your fintech company define and implement a winning strategy within open banking ecosystems.

Money Transfer Services

From heart to hand: trust us with your money transfer needs! By making your own commercial agreements with banks that are ready to integrate with Payten Fintech Suite, you can extend your customers the choice of conducting payments via money transfer. Within this solution, after end customers select money transfer as their preferred payment method on the payment page, they are promptly redirected to the online portal of the bank they prefer.

Online Onboarding

Increase your financial market presence by offering your clients an online digital onboarding platform. With its user-friendly and engaging interface our digital onboarding service helps you to boost the number of applications, simplifies the approval process and grants a superb user experience. After sending an online link to your customers, you can monitor from the admin screens their whole application process and verify if they have submitted all the required documents. As a result you can lower the abandonment rates by enabling your clients with a possibility to access the online onboarding interface where they can send the required documents in a fast and easy manner.

Reconciliation Solution

For enterprises engaged with multiple banks, it's crucial to seamlessly monitor payments received on a transactional basis. As the number of banking partners and transaction volume escalates, manually verifying payments against designated maturity dates and commission specifications can quickly become burdensome and expensive. Meet our comprehensive reconciliation solution which empowers your fintech to meet these imperatives by automating manual control processes, enabling them to execute reconciliation with just a single click.

Dealer Collections

Simplifies the most comprehensive dealer collection processes such as Market Place! Overcome the complexities of dealer collections and unlock new revenue opportunities with our comprehensive B2B collections management solution. This solution caters to the unique needs of diverse dealer networks, regardless of their size or complexity. With the user-friendly interface, main company effortlessly process payments from its' dealers and sub-dealers in a secure PCI DSS Level 1 compliant environment. With centralized management and tailored features, merchants can effectively streamline collections across their entire network.  

Android POS

Discover the future of retail with Payten’s Android POS systems, which transform traditional POS terminals into versatile, multifunctional devices! Our Android POS solutions not only simplify operations by integrating various applications like payment processing, inventory management, and customer loyalty programs into a single device but also provide a flexible, cost-effective alternative for small to medium-sized businesses. With our technology, businesses can enhance customer experiences through faster transactions and advanced features such as QR code payments, setting a new standard in retail efficiency and satisfaction.

Card Storage

Revolutionize payment security with Payten. At Payten, we prioritize strict adherence to regulations, which is why we undergo routine audits to maintain our PCI-DSS Level 1 certification – the gold standard in security. Our systems leverage tokenization technology to securely store card information. With "One-Click" payment option, end customers can make subsequent purchases without the need to re-enter their card details, ensuring PCI-DSS compliance without compromising on security.  

Mobile Solutions

Our solutions empower businesses to create their own branded payment platforms, enhancing security and customer retention by keeping all transactions within a closed network. Simultaneously, our tailored loyalty applications foster deeper customer engagement by rewarding repeat business with discounts, rewards, and personalized promotions. By integrating these features into a single mobile application, we provide a seamless, efficient, and engaging experience for both businesses and their customers, ensuring transactions are not only secure but also advantageous.

Secure IVR

Meet the Turkiye's pioneering Secure IVR solution! Within the Payten IVR Payment environment, fully compliant with PCI-DSS Level 1 standards, end customers enjoy a secure method of inputting their card details, facilitating card registration and the processing of 3D Secure payments. The use of Secure IVR for input, along with the masking of keystroke sounds, creates a payment experience that ensures transaction security. It facilitates payment convenience by allowing payments to be made with registered cards.

Shopping Loan Integration

Offer your end customers comprehensive payment options with integrated Shopping Loan and move your fintech business to new heights! With Payten's seamless integration, companies can easily connect with leading shopping loan and BNPL (Buy Now, Pay Later) platforms, setting their business apart from the competition. Accessing these top-tier shopping loan platforms not only enhances conversion rate but also elevates the overall customer experience.

Antifraud Hub

As new technologies and standards are introduced, it becomes more challenging for companies to protect their customers against fraud attacks and maintain good business reputation. Therefore, fraud issues have become more sensitive and need more sophisticated approach. InACT anti-fraud hub with AI and ML supports features like omni-channel protection, predictive anomaly detection, risk management to improve false/positive ratio to increase detection accuracy and reduces the operational costs by reducing the risk of fraud.

Our Solutions: Igniting Success and Empowering Excellence

Payment Gateway

Secure. Smart. Seamless: Your Payment Gateway Solution. As a 'payment orchestration' solution, Payten Payment Gateway provides fintech institutions with the facility to work freely with different Banks’ virtual POS’s, mobile wallets, money transfer/credit methods and alternative payment systems in Turkiye and abroad, with a single integration and through a single interface.

Virtual POS

Powering payments anywhere, anytime! Connect with a multitude of Banks’ virtual POSs. Unlock seamless access to virtual POS functionality through Payten Payment Gateway feature. Say goodbye to the hassle of separate integrations – with Payten, you can effortlessly manage both existing and new virtual POSs from a single, centralized point. Enjoy the experience of unparalleled convenience and efficiency in managing your fintech solution through a single, user-friendly interface with Payten Fintech Suite.

Alternative Payment Methods

Payment freedom, payment choice: alternative methods shine! Payten Fintech Suite offers a comprehensive solution that empowers businesses to unlock their full potential. This allows you to provide merchants with the flexibility and convenience they demand, ultimately leading to increased customer satisfaction and loyalty.

e-Wallet Solution

Your wallet, reimagined: e-wallet solutions for modern living. Also known as a digital wallet or mobile wallet, is a secure and convenient way to store, manage, and spend your money electronically. It functions like a traditional wallet on your smartphone or other digital device, allowing you to; store payment credentials, make contactless payments and send and receive money. You can increase customer loyalty by designing campaigns, offering cashback and discounts with a seamless, efficient and user-friendly shopping journey.

Open Banking

Embracing open banking positions your business for success in today's ever-evolving financial landscape. Let's navigate the future of finance together by empowering banking experience platform. We offer a transformative opportunity to empower fintechs with enhanced financial experiences and drive innovation. Through our open banking integrations, we provide a practical support to help your fintech company define and implement a winning strategy within open banking ecosystems.

Money Transfer Services

From heart to hand: trust us with your money transfer needs! By making your own commercial agreements with banks that are ready to integrate with Payten Fintech Suite, you can extend your customers the choice of conducting payments via money transfer. Within this solution, after end customers select money transfer as their preferred payment method on the payment page, they are promptly redirected to the online portal of the bank they prefer.

Online Onboarding

Online Onboarding : Increase your financial market presence by offering your clients an online digital onboarding platform. With its user-friendly and engaging interface our digital onboarding service helps you to boost the number of applications, simplifies the approval process and grants a superb user experience. After sending an online link to your customers, you can monitor from the admin screens their whole application process and verify if they have submitted all the required documents. As a result you can lower the abandonment rates by enabling your clients with a possibility to access the online onboarding interface where they can send the required documents in a fast and easy manner.

Reconciliation Solution

For enterprises engaged with multiple banks, it's crucial to seamlessly monitor payments received on a transactional basis. As the number of banking partners and transaction volume escalates, manually verifying payments against designated maturity dates and commission specifications can quickly become burdensome and expensive. Meet our comprehensive reconciliation solution which empowers your fintech to meet these imperatives by automating manual control processes, enabling them to execute reconciliation with just a single click.

Dealer Collections

Simplifies the most comprehensive dealer collection processes such as Market Place! Overcome the complexities of dealer collections and unlock new revenue opportunities with our comprehensive B2B collections management solution. This solution caters to the unique needs of diverse dealer networks, regardless of their size or complexity. With the user-friendly interface, main company effortlessly process payments from its' dealers and sub-dealers in a secure PCI DSS Level 1 compliant environment. With centralized management and tailored features, merchants can effectively streamline collections across their entire network.

Android POS

Discover the future of retail with Payten’s Android POS systems, which transform traditional POS terminals into versatile, multifunctional devices! Our Android POS solutions not only simplify operations by integrating various applications like payment processing, inventory management, and customer loyalty programs into a single device but also provide a flexible, cost-effective alternative for small to medium-sized businesses. With our technology, businesses can enhance customer experiences through faster transactions and advanced features such as QR code payments, setting a new standard in retail efficiency and satisfaction.

Card Storage

Revolutionize payment security with Payten. At Payten, we prioritize strict adherence to regulations, which is why we undergo routine audits to maintain our PCI-DSS Level 1 certification – the gold standard in security. Our systems leverage tokenization technology to securely store card information. With "One-Click" payment option, end customers can make subsequent purchases without the need to re-enter their card details, ensuring PCI-DSS compliance without compromising on security.

Mobile Solutions

Our solutions empower businesses to create their own branded payment platforms, enhancing security and customer retention by keeping all transactions within a closed network. Simultaneously, our tailored loyalty applications foster deeper customer engagement by rewarding repeat business with discounts, rewards, and personalized promotions. By integrating these features into a single mobile application, we provide a seamless, efficient, and engaging experience for both businesses and their customers, ensuring transactions are not only secure but also advantageous.

Secure IVR

Meet the Turkiye's pioneering Secure IVR solution! Within the Payten IVR Payment environment, fully compliant with PCI-DSS Level 1 standards, end customers enjoy a secure method of inputting their card details, facilitating card registration and the processing of 3D Secure payments. The use of Secure IVR for input, along with the masking of keystroke sounds, creates a payment experience that ensures transaction security. It facilitates payment convenience by allowing payments to be made with registered cards.

Shopping Loan Integration

Offer your end customers comprehensive payment options with integrated Shopping Loan and move your fintech business to new heights! With Payten's seamless integration, companies can easily connect with leading shopping loan and BNPL (Buy Now, Pay Later) platforms, setting their business apart from the competition. Accessing these top-tier shopping loan platforms not only enhances conversion rate but also elevates the overall customer experience.

Antifraud Hub

As new technologies and standards are introduced, it becomes more challenging for companies to protect their customers against fraud attacks and maintain good business reputation. Therefore, fraud issues have become more sensitive and need more sophisticated approach. InACT anti-fraud hub with AI and ML supports features like omni-channel protection, predictive anomaly detection, risk management to improve false/positive ratio to increase detection accuracy and reduces the operational costs by reducing the risk of fraud.

Payten Universe: Your Gateway to Fintech Success

Payten is an R&D based payment systems company offering end-to-end and customizable payment solutions to banks, financial institutions, e-commerce companies, marketplaces and all companies that collect B2B or B2C payments online or via the call centers. Payten globally delivers fintech solutions with over 25 years of expertise in the industry.

The turnkey fintech solution, Fintech Suite offers easy management of the end-to-end fintech services and shortens the time and effort of 2-3 years that is usually required to establish a fintech company to a couple of month. This comprehensive solution is the first stop of the fintech start-ups that have completed the payment institution and/or e-money licensing process, and is also preferred by the banks that plan to offer fintech services as well as by the existing fintech providers that are willing to extend their services. It provides fintech solutions tailored to your needs, either end-to-end or modular.

The Smartest Way Forward / Payten Fintech Suite

Say goodbye to the complexities of managing multiple infrastructure providers. With Payten Fintech Suite, we consolidate your fintech ecosystem into a single, streamlined solution. Save time, resources, and costs while effortlessly managing all your fintech services from one central hub.

What is the Benefit of Payten Fintech Suite?

Quick time to market with lower costs

The preparation time for market entry can been reduced up by 4 times while eliminating the need for expertise demanding technical processes, 3rd party collaborations and personnel investment.

Smooth compliance and licensing processes

Being the only organization in Türkiye that operates as a payment institution, a mobile wallet service provider, and a payment infrastructure provider all at once, Payten shares its expertise, enabling the customers to quickly complete the time-consuming legal compliance and licensing procedures.

Improved payment experience

You can offer your merchants the opportunity to receive payments via one-click payment, recurring payments and mobile wallets.

Easy customer onboarding

The integration of the Online Onboarding feature into the payment infrastructure enables the customers to complete the merchant acquisition processes remotely.

Highest level of security

With Payten Fintech Suite, the customers receive a payment facilitation infrastructure licensed by the Central Bank of the Republic of Türkiye as well as a payment gateway and fintech services that are protected by the PCI DSS highest Level- 1 environment which is also certified with PCI Software Security Standard v1.1.

Modular

At Payten, flexibility is key. Payten Fintech Suite’s modular structure allows you to tailor your fintech solutions to meet your exact needs. Whether you’re a fintech company looking for specific functionalities or seeking a comprehensive suite of services, Payten has you covered.

With Payten Fintech Suite, merchants gain access to cutting-edge technologies designed to deliver seamless and secure payment experiences for end-users. Plus, our flexible pricing ensures you get the most value out of your investment.

Live Support

Payten, your trusted provider of 24/7 live phone support for both customers and merchants. Our dedicated phone line ensures that assistance is available whenever you need it. Our Disaster Recovery Center, designed to guarantee operational continuity and minimize recovery costs in emergency situations. With Payten, you can trust that your business will stay up and running, no matter the circumstances.

Join Payten

With Payten Fintech Suite, businesses gain access to a fully equipped fintech ecosystem through a central hub, eliminating the need for extensive investments in technical expertise and infrastructure.

Start Your Journey
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